News

Read the latest Australian Finance, Banking and Business news, updates and reports.

  • SMSFs attract younger members

    Given that self-managed super funds (SMSFs) hold more than half of the retirement dollars in super, it is easy to assume that self-managed super is dominated by older members. Not so. In reality, a high proportion of investors establishing SMSFs are middle-aged or younger. And it seems that the average age of new SMSF members is getting younger. The tax office's latest quarterly SMSF report shows that more than 15 per cent of investors who established SMSFs in the March quarter of 2019 were aged under 34, while a third were aged 35-44. Indeed, 35-44 is the peak age group, by far, for…

  • 5 Habits to Use Technology More Mindfully

    By Food Matters contributor AnnMarie Skin Care Technology has become imperative to our daily work, activities and social life. It is an expectation that we are constantly “connected” to maintain our place in modern society. So, what do we do? What does using technology to enhance our lives, but not detract from it, really look like? I believe that, as in most things, balance is the key. Keeping technology usage in balance is equal to keep consumption of anything in balance. We can overeat, over-shop, over party, oversleep and the list goes on. It’s even possible to drink too much…

  • Why ESG has moved from nice-to-do to must-do

    Investors increasingly care about ESG. Traditionally we could rely on authorities to take our concerns into account and update the regulatory framework accordingly. But, with political polarisation increasing, this mechanism is coming undone. As a community of companies and investors, the onus is on us to step in and co-operate to develop an ESG structure that works for all of us. Until recently, community expectations in Western democracies were translated into rules through a bipartisan legislative approach. That meant investors could reasonably expect environmental, social and governance (ESG) factors to be incorporated into investment guidelines over time. But that’s no…

  • Wanted: Post-retirement advice for SMSFs

    Self-managed super funds (SMSFs) have increasing unmet needs for advice about having a regular retirement income, investing in retirement and estate planning. The 2019 Vanguard/Investment Trends SMSF Report estimates that 145,000 SMSFs have unmet needs for advice on post-retirement planning while 80,000 SMSFs have unmet needs for estate-planning advice. This equates to almost a quarter of SMSFs having unmet needs for post-retirement advice – based on the number of funds in existence at the time at the time of surveys by specialist researcher Investment Trends. And 13 per cent of SMSFs have unmet needs for estate-planning advice. These percentages would be higher…

  • The valuable diversification benefits of international exposure

    With protests in Hong Kong and an unresolved trade war between the United States and China, this may not seem like a wise time to invest abroad. Looking beyond current events however, a sound investment strategy starts with an asset allocation, aligned to an individual’s goals, that is built upon reasonable expectations for risk and returns over the long-term. Well diversified investments can help investors avoid being overly exposed to unnecessary risks. Sticking with Australian companies whose names you know may provide a comfort factor, but there’s a chance you could be leaving yourself open to some risk. As my…

  • How to find the best business ideas

    Some of the best business ideas are crazy. Others are plain boring. There aren’t any magic rules for finding the good ones. Your best shot at picking the right idea is to make sure it’s a good fit for your personality and your skills. About the idea Maybe you already have a lot of business ideas but you can’t pick one. Or perhaps you want to start brainstorming. There are just two things to remember about business ideas. They’re allowed to be crazy Amazon started selling books online when everyone was perfectly happy going to the store and keeping their…

Load More