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Stay up to date with what’s happened in the Australian economy and markets over the past month. July provided some welcome signs for the Australian economy, with inflation easing more than expected last month, cooling bets of interest rate hikes in the short term. Globally, shares delivered strong gains and Australian equities reached their highest level since early March. However, risks remain elevated. Caution in US markets following the Federal Reserve’s decision to keep rates on hold tempered sentiment and served as a reminder of lingering inflation concerns. Click the video below to view our update. Please get in touch if you’d like…

Property investors are facing a whole new world this financial year following the tax reforms announced in the May Federal Budget, the ATO tightening the rules around claiming deductions for holiday homes and the government’s decision to abolish the ability to purchase residential property through self-managed super funds (SMSFs). While there is no need to panic, the reforms will usher in significant change and require careful thought and detailed modelling of the financial implications for your investment portfolio and cash flow going forward. New Capital Gains Tax rules Major reforms to the CGT rules are set to take effect from…

As a new financial year rolls around, most of us have been busy getting everything in order. While you are ticking off your financial housekeeping tasks, there is one important area that deserves a spot at the top of the list: your digital security. It is easy to overlook, but reviewing your passwords, security settings, and multi-factor authentication (MFA) is one of the most valuable things you can do to protect yourself as you step into the new financial year. Digital security is more important than ever Cybercrime is becoming more common and unfortunately, more convincing. Tax time is a…

In the weeks after the Federal Budget’s announcement to change the rules for negative gearing and the reduction to Capital Gains Tax (CGT), headlines continue to spark debate, and a familiar question lingers: what does this mean for my investments?With ongoing global developments layered on top, it can feel as though some form of action is required. But for long-term investors, the Budget itself is rarely the greatest risk to financial success. More often, it’s how we respond to the surrounding commentary that has the bigger impact.When dramatic Budget announcements coincide with global uncertainty such as economic shifts or geopolitical tensions,…

A range of superannuation changes that came into effect on 1 July 2026, are reinforcing the role of super as one of the most tax-effective investment structures available.   For many investors, it’s not simply that super remains attractive but that the rules continue to change. Understanding these changes can help ensure your strategy takes advantage of available opportunities while staying on track with your financial goals. A changing tax environment Outside of super, tighter rules around the use of discretionary trusts and closer scrutiny of income distributions have reduced some traditional tax planning flexibility. Combined with the ongoing treatment…

If your workday and list of things to do often feels unrelenting, you are not alone. For years, hustle culture glorified long hours, constant motion, and sacrificing rest to prove commitment. It promised success, but left many busy professionals drained, distracted, and stuck in a cycle of busyness without progress. Structured focus offers a smarter alternative. Instead of working harder, break your day into manageable blocks, and get more done without the chaos. It’s simple, practical, and surprisingly effective for those who need to reclaim control over their time. Why hustle culture is out and thirds are in Hustle culture…