Have you written a personal financial register, listing your super and non-super investments, your other assets, your income and any debts? This fundamental task for managing your personal finances, investing and saving for retirement would often be left on a must-do-tomorrow list – and perhaps never done. Behavioural economists typically rank investor inertia and procrastination…
Internet-connected devices are a part of many children’s lives from the moment they can hold an object. Helping children stay safe when they’re connected to the internet is a top priority for parents, educators, the community and government. That means there are many helpful online resources available to help guide families through managing potential risks…
Ready to take the leap into home ownership? It’s worth doing your homework first. Buying your own home can be overwhelming – hardly surprising given it represents one of life’s biggest investments. Our buying tips aim to make the whole process a little less daunting – while ensuring you’re thoroughly prepared. 10 things to consider…
Highlights: The US-China trade dispute has raised fears of a prolonged game of one-upmanship that could result in long-term damage to the global economy. US Fed officials believe some of the recent weakness in inflation data may be temporary, but some have expressed concern about a cycle of low inflation expectations. Sentiment in Europe remains…
Bob Cunneen, Senior Economist and Portfolio Specialist Sources: CNBC interview on 10 June 2019 Datastream. * The US real interest rate is calculated by taking the Federal Funds mid-rate, then subtracting an average of core CPI annual inflation and the 10 year break even inflation measure from the bond market. President Donald Trump is annoyed…
The increased focus on ESG issues is transforming approaches to investing. Companies and asset managers are changing the way they engage with each other, resulting in a positive outcome both for investors and society as a whole. For years, meetings between a corporation’s executive team and active investment managers have followed the same format. Investors…
By Flying Solo contributor Lucy Kippist. Stop “outsourcing” your memory to Google and start investing in the power of your own mind. Organisational psychologist Adam Grant has discovered the secret to remembering absolutely anything. Habitual forgetting of passwords is my biggest work productivity sin. I can easily lose 15 minutes (to say nothing of my sanity)…
As an employer you have to select a default super fund to make super guarantee payments for your employees who have not chosen their own fund. Here we explain how to choose a super fund for your employees. What the super fund you choose must offer The fund you choose needs to be a fund…