In a low-interest, lower-return, more-volatile investment environment, investors have an even greater incentive to keep wealth-damaging behavioural traits or biases under control. Individual investors have no control, of course, on the emotions of other investors or the overall state of investment markets. However, you can try to keep your emotions in check when making…
Do you feel like ‘stressed’ is your new normal state of being? Can you remember the last time you went to bed without a care in your mind and woke up the next morning energized and excited for the day? Our modern lives, though full of opportunity, have us anxious, stressed and exhausted, and it’s…
While our mortality is a grim subject, and an impossible one to forecast on an individual basis, we have statistical data that shows the average life expectancy of Australians is growing, and fast! Few people think they’ll live to 95, but on current numbers women currently aged 65 have a 17 per cent chance of…
Two years ago, 22,000 festival goers in England unknowingly agreed to clean public toilets and scrape chewing gum off the streets by ignoring the terms and conditions when signing up to two weeks of free Wi-Fi. These individuals are hardly the exception to the rule, chances are you’ve also skipped right past the terms and…
We know that life can get busy at times with pickups, drop-offs, work, to-do lists… no wonder it sometimes feels impossible to eat healthily. We often get asked for recipes that are healthy, inexpensive, and easy to throw together, so we’ve gathered 11 of our favourite go-to recipes below. But first, we want to share with you our best tips to help…
Five ways to take control of your money, grow your wealth and start enjoying financial peace of mind. It can seem daunting, but you’ll definitely feel the benefit once you’re ‘the boss’ of your own finances. It’s all about getting better at managing your spending and identifying opportunities to grow your wealth. Add in the…
Now that the election is over, we know that refundable dividend franking credits will continue to be available to investors. No matter where you stand on that issue, the debate was a healthy reminder that shifting government policy is a risk that can upend a financial plan. Nearly every election, the parties propose changes to…
Hiring independent contractors may be an effective way to get more work done without onboarding new, full-time resources, but there are a few things small business owners should be aware of before taking the plunge. If you need to start delegating tasks in your business or don’t have the necessary expertise in-house to complete certain…
Marriage breakdown can be highly traumatic and brings a whole new set of issues when it happens later in life. As well as the emotional challenges, there are practical issues to tackle, not least your finances. It’s all the more reason to get organised – a little bit of planning could help you take control…
By Luke Mitchell, Dooley & Associates Solicitors The opportunity to purchase an established business promises a future of freedom and financial gain, however the ultimate decision is not one to be taken lightly. You’ll need to decide whether the move is the right one in the first place – then have the confidence and know-how…