Self-managed super funds (SMSFs) have increasing unmet needs for advice about having a regular retirement income, investing in retirement and estate planning. The 2019 Vanguard/Investment Trends SMSF Report estimates that 145,000 SMSFs have unmet needs for advice on post-retirement planning while 80,000 SMSFs have unmet needs for estate-planning advice. This equates to almost a quarter of SMSFs…
With protests in Hong Kong and an unresolved trade war between the United States and China, this may not seem like a wise time to invest abroad. Looking beyond current events however, a sound investment strategy starts with an asset allocation, aligned to an individual’s goals, that is built upon reasonable expectations for risk and…
Some of the best business ideas are crazy. Others are plain boring. There aren’t any magic rules for finding the good ones. Your best shot at picking the right idea is to make sure it’s a good fit for your personality and your skills. About the idea Maybe you already have a lot of business…
Returning to work after maternity leave can be difficult and needs careful planning. Here are our tips to help make the transition much smoother. When considering childcare When you return to work, you might need to put your kids in childcare. This can be expensive, costing up to $140 a day, which is a big…
Having a solid business idea is a far cry from having a successful business. In this article, Benjamin Kluwgant discusses the best ways to approach turning your concept into a reality. Have you ever been working your day job and all of a sudden experienced a light bulb moment with a genius business idea? Well,…
This low-interest, lower-return environment may tempt some income-focussed investors to abandon carefully-diversified portfolios in the pursuit of higher income. However, this often involves investing in a higher-risk and lower-quality portfolio – without the benefits of proper diversification. Watch out for the traps of becoming an income-chaser. Think about taking a total-return approach to investing for…
Finding motivation for starting a new business can be easy to come by, but as time passes these feelings may begin to fade. So what do you do when motivation is lacking? The buzz and excitement of all the things a new business owner discovers each day, coupled with the joy of being your own…