Has a family member or friend asked you to be a ‘co-borrower’ or guarantee a loan for them? Before you say yes, think carefully – you could lose not only your money, but valuable assets such as your house or car. What is a guarantor or co-borrower? Co-borrower You are a co-borrower if you sign…
Having studied my own habits – in between randomly browsing infographics, social media and videos of classic newsreader bloopers – I’ve compiled a set of sure-fire principles on how to get less done in more time. 1. Hit the inbox first thing every morning, definitely Unquestionably, an hour attending to random promotions, LinkedIn requests and Facebook photo alerts will…
In this article, we look at three possible scenarios that could unfold in global equity markets over the next five years – are the roaring 20’s upon us, or is there reason to tread more carefully as we head into the next decade? Key points: There are three main possible outcomes in markets over the next…
Information overload is a modern day problem. Between smartphones, websites and watches that alert you even when you have ignored the phone, it is hard, if not impossible, to tune out the noise of the world. Trade wars, Brexit, currency slumps, geopolitical tensions are just the headlines that can dominate the news cycle on any…
Love it or hate it, outsourcing work to a third party presents obvious benefits for businesses. So if you’re wondering why companies outsource a specific element of their activity, the following article paints the picture. Often a business owner may think they can do it all, especially founders of small businesses and taking such a…
If you’re prone to procrastination, you’re certainly not alone. When there’s so much to do, it’s all too easy to postpone action because you can’t quite bring yourself to get started. Most things feel like overwhelming hurdles, until you take the first step towards completion. It’s this first step that gets the ball rolling, so…
Given that self-managed super funds (SMSFs) hold more than half of the retirement dollars in super, it is easy to assume that self-managed super is dominated by older members. Not so. In reality, a high proportion of investors establishing SMSFs are middle-aged or younger. And it seems that the average age of new SMSF members is…
By Food Matters contributor AnnMarie Skin Care Technology has become imperative to our daily work, activities and social life. It is an expectation that we are constantly “connected” to maintain our place in modern society. So, what do we do? What does using technology to enhance our lives, but not detract from it, really look…
Investors increasingly care about ESG. Traditionally we could rely on authorities to take our concerns into account and update the regulatory framework accordingly. But, with political polarisation increasing, this mechanism is coming undone. As a community of companies and investors, the onus is on us to step in and co-operate to develop an ESG structure…