Develop an investing plan

Your game plan ‘Plan your life, live your plan.’ Yes, it’s a cliché. But when it comes to investing your money, it makes a lot of sense to have a plan. Putting a plan together involves developing strategies and choosing the right investments. What to do before you make an investment plan Be clear about…

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4 Easy Ways to Stick to Healthy Habits

You’re trying so hard to eat a clean diet, right? Yet, you simply can’t resist the smell of fried food. Going for a jog every day should be easy, but something else always ranks higher on the priority list. This constant back and forth is often the very thing that stalls the healthy habit-making process,…

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Will the ageing global population affect your portfolio?

In a rural Spanish town, wolves outnumber children. In the United States, carmakers are testing automated vehicles not in Silicon Valley, but in a Florida retirement community. Closer to home, in Castlemaine, Victoria, a gym is encouraging people to lift weights to maintain muscle mass and prevent infirmity in later life. These seemingly different stories spring from the same…

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A high return in a low-rate world

Sitting at 0.75 per cent, Australia’s official cash rate is at its lowest in recorded history. This follows the Reserve Bank of Australia’s (RBA) attempt to stimulate the flagging economy and counter rising unemployment numbers. The rate cut may result in lower interest rates and give you a breather with reduced debt repayments. But here…

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How to not grow your lifestyle business

Growth isn’t always good A lot of small business advice assumes that you intend to grow. You may be advised to hire more staff, open more stores and do more marketing to win customers. But what if you’re happy with your current business size? Perhaps you: launched your business for lifestyle reasons and don’t want…

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Banking and credit scams

How to identify and avoid credit scams Scammers have clever ways to get your banking, credit card or personal details, and to trick you out of your money by offering you a loan.  Credit card scams Scammers don’t need to steal your credit card to take your money – all they need are your card…

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‘Tis the Season to Spend Mindfully

How often have you approached the new year under a black cloud of financial doom and gloom, straight on the back of Christmas spending? Sure, you’ve got some shiny new toys and hazy memories of fun times. However, it’s likely Santa keeps leaving you with a rather empty wallet, along with those pressies stuffed so…

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14 jaw-dropping Australian natural attractions

Sometimes we don’t appreciate what we have in our own backyard. This is despite the plethora of astounding natural attractions that are sprinkled all over the country. Some of these fascinating wonders wouldn’t be out of place on another planet. Others are so ridiculously beautiful, you could stare at them all day. It’s time to…

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Understanding cash flow

Understanding cash flow in the time it takes to play a game of solitaire. In the time that it takes to go through your deck and figure out your game strategy, this article will help you understand what cash flow is and how to write a cash flow statement. That’s only two minutes of reading…

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