Advice for my twenty-something self

When I was in my 20s, I flirted with dreams of becoming a race car driver or a foreign correspondent. Whether by choice or chance, neither dream eventuated into reality and somehow the lottery numbers that would deliver instant wealth never fell my way either. What did eventuate however was starting my first full-time job…

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Beware of trying to keep up with the Joneses

It’s human nature to compare ourselves with other people, at least to some extent. In the age of social media, we have more opportunity than ever before to do that. It can be a real trap on many levels.    Many studies are emerging on the negative effects social media can have on your mental…

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5 tactics for handling difficult customers

As someone working in the professional services arena, your success relies heavily on your relationships with clients. You must build amicable and supportive bonds that lead to your customers re-hiring you and recommending you to their contacts. However, sometimes problems occur with these relationships, and customers become difficult to work with. They might start ignoring…

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A 20-year investment growth story

At the end of 2018, after a dismal fourth quarter – in fact, the worst quarterly performance in seven years – the Australian share market closed at a two-year low. No doubt, many investors at the time were probably anticipating a mediocre year ahead. Yet, seven months later, the Australian share market had not only…

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Holistic support for small business

My Business Health, a free web portal designed to provide holistic support to small business owners, is now live. Many small and family business owners may not be aware that their everyday worries – be it cash flow, staff related concerns or paying suppliers – can actually cause high levels of psychological distress. Accessed via…

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20 easy eco-resolutions every business should make in 2020

No matter the size of your business, introducing greener work practices should be top of the new year agenda. By making moves to reduce, reuse and recycle, You’ll not only help save the planet, you’ll reduce your energy costs and appeal to likeminded customers. Whatever the political situation, an increasing number of people in Australia…

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Retire on your own terms and not the market’s

One of the biggest retirement challenges is ensuring that the savings accumulated during your working years lasts as long as you do. If you had invested $10,000 in Australian shares on 31 October 2009 without any further contributions or withdrawals, you would have experienced an average of 8.3% annualised rate of return and ended up…

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Saving for education

Education is the gift that parents can give their children that keeps on giving. But if you are considering private schools it is a gift that comes with a significant – and usually rising – bill attached. Cue visions of stately buildings, sweeping playing fields, uniformed students—and steadily rising school fees. One in three Australian…

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