There are often upsides and downsides in any piece of legislation, especially when it comes to superannuation. That’s the case with the Federal Government’s “downsizer measure” announced in the 2017-18 budget, which came into effect on 1 July, 2018. On the surface, there are significant upsides for individuals and couples wanting to top up their…
Stress, feelings of overwhelm, worry and fear are all normal and understandable reactions as we face the uncertainty of the COVID-19 pandemic. We are in extraordinary times, and therefore extraordinary measures need to be taken when it comes to managing stress. One of the best interventions to combat stress is to nourish your body with…
Running a business can feel lonely at the best of times, and a lack of self-care can quickly cause mental health to suffer. Networking should be your first port of call, even under new lockdown restrictions. A recent University of Melbourne report demonstrated that, under normal circumstances, almost one third of business owners experience a high level…
Severe market downturns feel anything but fair. In many ways the biggest risk facing investors now is the impulse to take action and to make hasty, short-term decisions based on emotional factors rather than accepting where we are today and riding things out. The loss of market value that seemingly evaporates overnight is deeply unsettling…
A pronup is a written financial plan to help you and your partner to secure your financial future. Written in consultation with a Financial Adviser, a pronup can help you avoid money troubles that would inevitably impact negatively on your relationship. A pronup shouldn’t be confused with a prenup, which is a binding financial agreement…
We’re here to help you understand what happens in a share market downturn, If you’ve seen a decrease to your super balance as a result of the coronavirus, it’s understandably cause for concern. When your balance goes down (or up), it’s as a result of changes in the value of investments in your super fund…
On March 22, the Federal Government has announced people facing significant financial hardship as a result of the Coronavirus may be able to access a portion of their super early. It’s a temporary measure to help people at this stressful time. The measure passed the House of Representatives on 23 March, and the legislation came…
Working from home isn’t a new concept, but for many, this is the first time. Setting up ourselves for success seems so far in the future… At first, the thought is nice, but then habits creep in. Corporate-casual is now code for yoga pants, if any pants. Our desk slowly migrates to the comfort of…
The Australian Government has announced a new $18 million program to help fund and launch new startup businesses that are owned and run by women entrepreneurs. In a plan that will run for the next three years, the objective of The Boosting Female Founders Initiative is to help female-led businesses overcome the inherent disadvantages they…
Shifting work conditions can have an adverse impact on any team, let alone when a global pandemic is the cause. Here’s how to keep your team operating as effectively as possible. If your business is lucky enough to be continuing as normal — or close to normal — during the COVID-19 pandemic, then you’re still…