Superannuation for younger investors

The Australian superannuation industry has been in the headlines almost every day in the past few weeks, with the Federal Government predicting that as many as 1.7 million people will look to access their superannuation early as part of COVID-19 relief measures. For those that have a choice and are wondering if they should take…

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New tool helps make mental health everyone’s business

As rewarding as it can be, running a small business can also cause stress and anxiety. That’s why MYOB has partnered with leading Australian not-for-profit in the preventative mental health space, Smiling Mind, to create a unique, free-to-use Small Business Program. Business owners are known for regularly suffering through sleepless nights as they work through…

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Dealing with market volatility for soon-to-be retirees

The global fight against Coronavirus, in addition to plummeting oil prices, has caused share markets to be far from stable. While many investors are being advised to stay the course and wait for markets to recover, for soon-to-be retirees—with different time horizons to people just starting out—this may not be feasible. But here’s the truth….

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Tell-tale signs of a tax scam

Life’s busier than ever for small business owners. Scammers hope you’re too busy to check what they’re saying so you’ll hand over your personal or financial information. While the ATO is supporting you through the COVID-19 (coronavirus) environment, scammers are trying to steal your money or identity while you’re most vulnerable. Look out for these…

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Smart super strategies for this EOFY

Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider before the end of the financial year. 1. Add to your super – and claim a tax deduction If you contribute some of your after-tax income or savings into super, you may be eligible to…

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Retirement planning for small business owners

When you run your own business a good retirement plan can bring real peace of mind. Read more about your options – and why it’s never too early to start. Planning your retirement  When you’re busy running your own business retiring could be the last thing on your mind. But planning your retirement well in…

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Don’t fall for dividend yield traps

Australian shareholders are set to reap around $27.5 billion in interim company dividends over the next two months, courtesy of the latest corporate earnings season. Those dividend flows will be very welcome to many investors during some of the most volatile market trading conditions on record, and following another cut to official interest rates last…

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Binge-Worthy Podcasts For Slow Days

By Food Matters contributor, Tess Patrick. I love a good podcast. The ones that take you on a journey, that are engaging and captivating but not too serious. And in this day and age, there’s a podcast for almost anything. They’re great to play in the background while you’re getting ready for work, or when…

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Look beyond the day to day

Focusing on the long-term can be difficult when the here and now is demanding your full attention. Saturation media coverage – whether it be on mainstream media or on your chosen social media platforms – makes it hard to tune out what have so far been largely negative messages. Such is the reality of a…

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Why more couples should be super splitting

Australia’s $3 trillion superannuation system is largely framed around the long-term retirement needs of individuals. Current legislation doesn’t allow couples to have joint member superannuation accounts, reflecting the various complexities around existing aged-based superannuation access rules and how they be applied across combined retirement assets. That’s a work in progress, with various industry players having…

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